We want what’s best for you at First Choice America, and that means helping you save any way we’re able. The purpose of a savings account is to accumulate funds, not to spend them on daily or monthly budget items. When we think of savings accounts, we think of long-term goals and those unfortunate circumstances we always hope to avoid, also known as emergencies. For our customers, we want to increase the quality of their money and to help them manage it resourcefully.
At First Choice, we want to reward our customers when it comes to their saving efforts. First Choice America Community FCU offers a tiered rate structure for savings accounts. Customers are rewarded with higher dividend rates as they reach specified levels of savings.
Certificates are documents that serve as proof that you have an investment in a savings or loan association. Our certificates at First Choice America are designed to offer a competitive yield to our customers with the added safety of their principal.
An IRA is an Individual Retirement Account, a type of savings account that offers tax breaks for individuals investing money for the future. IRA’s are great because they contributions may be counted as a deductible on your taxable income for the year.
Savings for life events and seasonal holidays can sometimes be the furthest thing on our minds when it comes to our yearly budget. Bills, groceries, and gasoline can cloud your overstimulated minds! First Choice America makes sure our customers have an opportunity contribute to these important life events and holidays to make special memories they won’t forget!