When you need money for your next big purchase, take advantage of our low rates and let First Choice America help with your loan. We offer a wide variety of loans to help consolidate debt, purchase a motor home, or improve your house.
First Choice America customers have access to what’s called a Universal Loan that can be used to purchase items that don’t fall within the realm of your typical loan type, think Auto or Home. Customers may need to purchase new appliances for their home in a pinch, we’re here to help.
Home Improvement Loans
With a First Choice America home improvement loan, your interest rate will be lower than a credit card or home improvement store card. Plus, you’ll have set monthly payments and can pay off your loan faster – all while increasing your home’s value.
Share Secured Loan
A Share Secured Loan from First Choice America is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a Share Secured Loan, you borrow against your savings at First Choice America and receive a low-rate loan, while still earning interest on your financial resources on deposit!
Certificate Secured Loan
Have an expense you want to purchase but don’t feel comfortable emptying your savings for it? A share certificate secured loan is secured by the funds in your share certificate. The funds will be “frozen” from use and made available as the loan payments are made.
Debt Consolidation Loan
If you’re struggling with debt – as many consumers are – you may be looking for a way to pay off your bills and get back on track financially. At First Choice America, we understand a one-size-fits-all approach doesn’t take into account our customers unique financial situations.
When you choose to be a part of a financial institution whose primary goal is to enrich the lives of its customers, merit counts. At First Choice America we offer Signature Loans. A signature loan, also known as a good faith loan or character loan, is a type of personal loan offered by banks and other finance companies that use only the borrower’s signature and promise to pay as collateral.
Motor Homes/Travel Trailers/Watercraft Loans
At First Choice America, we understand different customers have different needs and interests. Being able to rely on your financial institution to help fulfill these needs without worry, can make buying decisions simple, easy, and affordable. Whether it’s a new Motor Home to take the family across the country or a boat to take your grandchildren fishing, First Choice America will make sure you’re covered in every situation.