Deciding on a financial partner might be a difficult decision. We often look at location, customer service, benefits, and services offered before choosing an establishment to do business with. As you do your research, First Choice America would like to make this decision an easy one for you. Becoming a customer is easy and our benefits will beat out any of the competition.
What is the Credit Union?
A credit union is a cooperative financial institution, owned and controlled by the people who use its services. These people are YOU (the members). Credit Unions serve groups that share something in common, such as where they work, live, or go to church. Credit Unions are not-for-profit, and exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates.
The difference between First Choice America and a bank is simple: we are a non-profit and we exist to serve our members. What is good for our members is good for First Choice America.
Profits made by credit unions are returned back to members in the form of reduced fees, higher savings rates, and lower loan rates.
Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates.
Why Join our Credit Union?
First Choice America was formed in 1939 and we know how to adjust with the times. Our history is deeply rooted in the Ohio Valley (we are a direct product from the steel industry). We are not just a business located in the Ohio Valley, we are a member of the community. We have locations conveniently located across the Tri-State area so our members can have easy access to our services.
We are a community-based business with Ohio Valley communities in mind.
Benefits from the Credit Union compared to a traditional bank.
By becoming a member of our credit union, you can benefit from the following:
- Higher Interest Rates for Saving
- Lower Loan & Credit Card Rates
- Lower Fees
- Customer Focused Banking
- More Flexibility
- Fewer Complications
How do I become a member?
Becoming a member is easy. All it takes is the purchase of a $5 share in a First Choice America savings account and completion of our Membership Application.
