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As we have done for the past eleven years, our offices will be donned in pink decor in the month of October. During this time we will be selling ribbons/logos to raise money for Breast Cancer charities. Our staff will also be donating money to dress down during select days in October.
First Choice America cares about the communities we serve. We are proud to announce that over the past ten years we have raised over $75,000 to assist worthy charities in the battle against breast cancer.

First Choice America’s “People Helping People” scholarship applications are available online by clicking on the following link:  People Helping People Scholarship Application . The scholarships are for $1,000 each. Applications must be turned in by February 28, 2026.  Qualified applicants must be a high school senior, high school graduate, or equivalent and do not have to be a first year student.   Applicants may attend any accredited college, university, or trade school. The applicant must be a member of First Choice America Community Federal Credit Union.   Complete guidelines accompany the application.

Please be aware of this text message scam (below) that is targeting our credit union members. The man (Thomas) claims to work for the credit union. There is no person by the name of Thomas working in our fraud department.

Unfortunately, we may have members that will fall for this. If you feel that you have been a victim of this scam please contact one of our eight offices.

If a debit card transaction triggers a red flag in our system and generates a call from our fraud center, the member will be asked to answer “yes or no” whether it was a valid transaction.  There should not be any links to click or phone numbers for them to call.  The member needs to call the number on the back of the card if they have any concerns after hours and the call center during regular business hours.

This scam results in the member providing their personal information, account numbers, and login information because they trust that it is the credit union contacting them.  It is very important to remember that we will never contact them and ask for this type of information over the phone.

To learn more about this scam and what to do if you are a victim of the scam, please click on the following link: Business Impersonator Scam Information

Switch and Save at First Choice America just got better! Now when you finance your vehicle loan with First Choice America you will get $250 cash back! We strive to give our members better value for their money with our great low rates, affordable terms, no application fees and now $250 back in their pockets!

*All loans subject to credit approval. $250 cash applies only to approved vehicle and motorcycle loans. Terms and rates not available for purchase or refinance of commercial use vehicles. This $250 cash offer is good for 2017-2025 vehicles on approved new loans or refinanced loans from other financial institutions. $250 cash may be subject to income tax and reimbursement if the loan is paid off within the first 90 days. Please consult your tax advisor. Limited time offer; terms and conditions subject to change without notice. Federally insured by NCUA.  Membership eligibility required.

If you are interested in purchasing a new home or refinancing, we can help.

We have a variety of first mortgage rates and terms available, including both fixed and adjustable rate loans.

Learn More today.