First Choice America Community Federal Credit Union

Universal Loan

Home / Borrowing / Consumer Loans / Universal Loan

First Choice America customers have access to what’s called a Universal Loan that can be used to purchase items that don’t fall within the realm of your typical loan type, think Auto or Home. Customers may need to purchase new appliances for their home in a pinch, we’re here to help.

  • $2,000.00 maximum loan amount
  • Up to 1-year repayment term
  • As low as 9.69% APR*

*All loans subject to credit approval.  Repayment terms of 12 monthly payments of $87.93 for each $1,000 borrowed.  Minimum loan amount is $250.00.   Maximum term is 12 months. Rates and terms subject to change without notice.

You are now leaving First Choice America Community Federal Credit Union

First Choice America Community Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by First Choice America Community Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL