First Choice America Community Federal Credit Union

Share Secured Loan

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A Share Secured Loan from First Choice America is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a Share Secured Loan you borrow against your savings at First Choice America and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • 2% above tiered savings rate paid on member’s account
  • loan rate may adjust quarterly

*All loans subject to credit approval.   A payment example of 2.05% APR for 12 months would be $84.27 per $1,000 financed. Maximum term is 12 years. Minimum loan amount is $250.00 Rates and terms subject to change without notice.

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