Next to buying a home, buying an automobile can be one of the biggest purchases you make in your life, so making sure you choose the right loan servicer is important. Being a customer of First Choice America can make your car buying experience one that’s easier than ever. Credit unions are customer and community-oriented, so pre and post lending experiences typically reflect that sentiment by making it a “user” friendly loan process. The icing on the cake? First Choice America customers get competitive rates and terms that other financial institutions simply can’t often match.
What if I already have an Auto Loan some place else?
Don’t worry, First Choice America has that covered as well. We’ve got a program for our members that says it all in the name, Switch and Save!
Switch Your Vehicle Loan to First Choice America and Start Saving With:
- Rates as Low as 4.99% APR*
- Affordable Payment Options
- No Application Fees or Other Hidden Charges
- $250 Cash Just for Switching
Just bring in your VIN Number, Insurance Information, and Contact Information from Your Current Financial Institution!
Rates Effective January 2, 2024
New Vehicle Financing – 100% Financing
| Term | APR |
| 36 Months | 4.99% APR |
| 48 Months | 5.69% APR |
| 60 Months | 5.79% APR |
| 66 Months | 5.99% APR |
| 72 Months | 6.09% APR |
Used Vehicle Financing – 100% Financing
2023 – 100% Financing
| Term | APR |
| 36 Months | 4.99% APR |
| 48 Months | 5.69% APR |
| 60 Months | 5.79% APR |
| 66 Months | 5.99% APR |
2022 – 100% Financing
| Term | APR |
| 36 Months | 5.59% APR |
| 48 Months | 5.79% APR |
| 60 Months | 5.89% APR |
2021 – 100% Financing
| Term | APR |
| 36 Months | 5.79% APR |
| 48 Months | 6.19% APR |
| 60 Months | 6.29% APR |
2020 – 90% Financing
| Term | APR |
| 36 Months | 6.09% APR |
| 48 months | 6.29% APR |
| 60 months | 6.39% APR |
Financing up to 60 months for 2018 & 2019
90% financing for 2018 & 2019
| Term | APR |
| 36 Months | 6.49% APR |
| 48 Months | 6.69% APR |
| 60 Months | 6.79% APR |
2017 – 80% Financing
| Term | APR |
| 36 Months | 6.89% APR |
| 48 Months | 7.09% APR |
| 60 Months | 7.19% APR |
2016- 80% Financing
| Term | APR |
| 36 Months | 6.99% APR |
| 48 Months | 7.19% APR |
| 60 Months | 7.29% APR |
Also, First Choice America offers an Auto Check through Carfax. For more information click on the following link: About Carfax
