First Choice America offers checking accounts to our customers. You may utilize our checking account services for both personal and business needs. Using our services gives you access to benefits like no per check fee, no monthly service charges, and overdraft protection from our savings and vacation clubs.
Business Checking
We know that running your business requires you to have easy access to your account and your money. We give you all of the necessary tools to run your business checking account efficiently and effectively.
Personal Checking
Whether you need to make a deposit, withdrawal, write a check, use your debit card, or get money from the ATM, First Choice America has you covered for your personal checking account. Our convenient locations make it easy and quick for you to use us for all banking needs.
Checking Account Rates
Rates effective July 1, 2020
| Average Daily Balance | Rate | APY |
| $40,000.00 – And Over | .05% | .05% |
| $500.00 – 39,999.99 | .03% | .03% |
Additional Benefits for Checking Accounts
- Monthly compounded dividends that are credited on average daily balance of $500 or more
- One order of standard checks free each year to accounts with direct deposit of entire check
- No per check fee
- No monthly service charges
- Overdraft protection from Savings or Vacation Club
- Subject to consumer report approval
First Choice America customers have access to an ATM Card and Visa Check Card.
