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Skip a Pay is Here!
Need some extra cash for the holidays? Or just a break from your bills?  First Choice America has you covered with our Skip A Pay program.  You can skip your loan payment in the months of November, December or January for just $30 a skip!  All you need to do is click on the following link, print the form, fill it out and send it to the Credit Union!    Skip A Pay Web Form

Your Agreement / Terms:  I understand that by returning this coupon to First Choice America Community Federal Credit Union, I will be eligible to skip the monthly payment(s) only on the loans requested on the form(s).  I understand there is a $30 processing fee per loan/VISA account and must be received before the payment is extended.   I understand skip a payments are not eligible on loans secured by real estate and commercial loans.   I also understand that interest will continue to accrue on my outstanding balance during this time and the term of my loan(s) may be extended.  I understand if I fail to return this coupon within three  (3) days before the due date of the monthly payment(s) I would like to skip, my normal loan payment(s) will be due on the normal due date(s); or, if subject to transfer will be made on the scheduled due date(s).  Should this occur and funds are not available to complete my normal loan payment(s), I may be subject to Late Fees as outlined in my loan Agreement(s).  Payments made cannot be refunded. The Credit Union reserves the right to revoke this offer if any of my accounts are in default or if I fail to meet any other condition or criteria of this offer as specified herein. I understand that this coupon can only be used for the specified loan(s); and one loan payment per year per loan.  I understand after the skip payment period my normal monthly payment will resume on the first due date following the skip payment period.
I understand this is program is only valid for members in good standing.  “Good Standing” means that you have no unpaid charge-offs, no Credit Union loan delinquencies greater than 30 days, no unpaid negative checking account balances greater than 30 days, you have not caused the Credit Union any other type of loss, and your account is not subject to any legal or administrative order or levy.

If you have any form of voluntary insurance or warranty coverage in connection with the loan on which you seek to skip a payment you should ensure your election to skip does not affect your coverage (examples include but are not limited to: Credit Life, Credit Disability, GAP, Vehicle Warranty in Connection with your loan – not manufacturer or other warranty). Some companies that provide these insurance or warranty services limit the number of extensions on covered loans which may include voluntary skip payments. Such products are provided by third party companies and not the Credit Union so you will need to address any questions to those companies and review your policies / contracts.                                                                     

Offer Expires 01/31/17

Pink October

For the third year in a row, First Choice America offices donned pink in the month of October to help fight the battle against breast cancer.  Each office had its very own theme and dιcor.   All eight offices sold breast cancer logos to follow their theme.  Also, employees donated money to dress down in jeans and pink throughout the month.  All monies raised  were donated to the Susan G. Komen Cancer Society.  This month long project gave Credit Union employees a chance to display their creativity while boosting a worthy cause.

Change of Hours

Effective October 1, 2016 First Choice America Announces New Hours

Main Office
Mon. – Fri.  8:30am – 5:00pm

Chester Office
Mon. – Fri.   8:30am – 5:00pm
Drive Thru:
Mon. – Fri.  9:00am – 5:00pm
Sat.  9:00am – 12:00pm


Steubenville  Office
Mon. – Fri. 8:30am – 5:00pm
Drive Thru:
Mon. – Fri. 8:30am – 6:00pm
Sat. 9:00am – 1:00pm

Wintersville Office
Mon. – Fri.  8:30am – 6:00pm
Sat.  8:30am – 12:30pm


Three Springs Office
Mon. – Fri. 8:30am – 5:00pm
Sat.  8:30am – 1:00pm
Drive Thru:
Mon. – Thur. 8:00am – 6:00pm
Fri. 8:00am – 7:00pm
Sat. 8:30am – 1:00pm

Wheeling Office
Mon. – Fri. 8:30am – 5:00pm
Drive Thru:
Mon. – Thur. 8:30am – 5:00pm
Fri. 8:30am – 5:30pm
Sat. 9:00am – 12:30pm

Elm Grove Office
Lobby & Drive Thru:
Mon. – Thur. 8:30am – 5:00pm
Fri. 8:30am – 5:30pm
Sat. 9:00am – 12:00pm



Medical Park Office
Mon. – Fri.  8:00am – 4:00pm
Wed.  7:00am – 4:00pm
(Hospital Payday Only)



Your Credit Union has joined the MoneyPass Network so that our members will have access to over 25,000 ATMs in 50 states surcharge-free. To locate an ATM in the MoneyPass Network, click on the following link: www.moneypass.com or look for the MoneyPass logo on the machine.



Visa Gift Cards Make Great Gifts!!
Do you have a hard to buy for person on your list?  Or do you want to give someone the freedom to buy what they want?    First Choice America has the perfect solution for you: a VISA Gift Card.  They are a great fit for anyone on your list.  You can buy a VISA Gift Card at any of
First Choice America's eight locations.

*There is a $2.00 fee for VISA Gift Cards.



Click on the following link to for Credit Union holiday closures: Holidays



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