First Choice America offers free checking to its membership.
The annual percentage yields (APYs) are accurate as of the last dividend declaration date and are subject to change at any time.
Checking Account Rates
April 1, 2012
Attention Debit Card
Instead of a non-sufficient fund fee, a service fee of $30 will be deducted from your checking balance for each overdraft occurrence that the Courtesy Pay protects. Fees are included in the $350 limit and reduce overdraft protection dollar limits. The order in which transactions are received and processed can affect the total amount of Courtesy Pay fees assessed. The Credit Union processes items in the order in which they are received.
Available to accounts in good standing. This is not a loan. This is a non-contractual courtesy which can be withdrawn at any time by the Credit Union. Courtesy Pay will not apply to over the counter checks or withdrawals, ATM withdrawals or transfers, Debit Card transactions, First Choice America Online withdrawals and transfers, and 24 Hour Transaction Line withdrawals and transfers.
Access your money 24 hours a day, 7 days a week with our ATM Card. Learn more, by clicking the following link: ATM Cards
VISA Check Card
Access your checking account with a VISA Check Card. This card can be used anywhere a VISA Credit Card is accepted and at ATMs. There is no need to carry your checkbook with you while shopping. Use your VISA Check Card to pay for your purchases. Purchases with your VISA Check Card are automatically deducted from your checking account. Stop by your nearest office to apply for a VISA Check Card. (Subject to credit approval)