IRAs at First Choice America

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IRAs

First Choice America prides itself on having competitive IRA rates to meet our members' needs. We offer traditional and Roth IRAs and Coverdell Education Savings Accounts.

The annual percentage yields are accurate as of
July 11, 2017

Term	Rate	APY	Early Withdrawal Penalty
91 day	.25%	.25%	90 days dividend penalty
6 month	.30%	.30%	90 days dividend penalty
7 month	.35%	.35%	180 days dividend penalty
9 month	.40%	.40%	180 days dividend penalty
12 month	.45%	.45%	180 days dividend penalty
15 month	.50%	.50%	180 days dividend penalty
18 month	.55%	.55%	180 days dividend penalty
24 month	.60%	.60%	180 days dividend penalty
25 month	.65%	.65%	180 days dividend penalty
30 month	.70%	.70%	180 days dividend penalty
36 month	.75%	.75%	180 days dividend penalty
39 month	.80%	.80%	180 days dividend penalty
48 month	.85%	.85%	180 days dividend penalty
60 month	1.10%	1.11%	180 days dividend penalty
72 month	1.15%	1.16%	180 days dividend penalty
84 month	1.25%	1.26%	180 days dividend penalty
120 month	1.35%	1.36%	180 days dividend penalty

Dividends are calculated using the Daily Balance Method and are compounded and credited monthly
ROTH IRAs and Coverdell Savings Accounts are available - Call for details
IRA Certificate rates are subject to change daily

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