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  Consumer Loans 

We offer a wide variety of consumer loans to help with almost any purchase or project.  The minimum amount for a consumer loan is $250.00 and /or $50.00 minimum monthly payment.  Our rates vary and can change at any time.

Loan Type Information
Universal Loans

$2,000.00 maximum loan amount; up to 1 year repayment term; As low as 9.69% APR* call for details on how to get this rate
Home Improvement Loans
3 to 7 year term; as low as 8.5% APR up to 10.00% APR; other rates and terms available
Share Secured Loans
2% above tiered savings rate paid on member's account; loan rate may adjust quarterly
Certificate Secured Loans
2% above rate of certificate; loan rate may adjust at certificate's maturity
Debt Consolidation Loans Member must provide copies of all debts; rates and terms vary
Signature Loans Rates and terms vary

Motor Homes/Travel Trailers/and Watercraft Loans

New 90% Financing Used 80% Financing
Term APR Term APR
12 to 36 Months 8.00% 12 to 36 Months 8.50%
48 to 84 Months 9.00% 48 to 84 Months 9.50%
96 to 120 Months 10.00% 96 to 120 Months 10.50%

Apply online today for your loan here:  First Choice America Loan Application

*All loans are subject to credit approval.





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