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  Certificates 

Try Our ADD-Vantage Certificate!!!   Our 7 month Certificate, not only has a great rate, but you may Add to it in Increments of $500 or More**!!!

Looking for a Way to Help Your Child or Grandchild Save Money? Try our Kid-Vantage Certificate! Start a Kid-Vantage Certificate with $100.  It is based on our 7 month Certificate, and you can add to it in Increments of $25.00 or more**!


The annual percentage yields are accurate as of 
May 30, 2018

Term

Minimum Balance

Rate

APY

Early Withdrawal Penalty

91 day

$500.00

.50%

.50%

90 days dividend penalty

6 month

$500.00

.55%

.55%

90 days dividend penalty

**7 month $500.00 .60% .60% 180 days dividend penalty
9 month $500.00 .70% .70%

180 days dividend penalty

12 month

$500.00

.80%

.80%

180 days dividend penalty

15 month

$500.00

.95%

.95%

180 days dividend penalty

18 month

$500.00

.90%

.90%

180 days dividend penalty

24 month

$500.00

.95%

.95%

180 days dividend penalty

25 month

$500.00

1.10%

1.11%

180 days dividend penalty

30 month

$500.00

1.05%

1.06%

180 days dividend penalty

36 month

$500.00

1.10%

1.11%

180 days dividend penalty

39 month

$500.00

1.25%

1.26%

180 days dividend penalty

48 month

$500.00

1.25%

1.26%

180 days dividend penalty

60 month

$500.00

1.50%

1.51%

180 days dividend penalty

72 month $500.00 1.55% 1.56% 180 days dividend penalty
84 month $500.00 1.60% 1.61% 180 days dividend penalty
120 month $500.00 1.70% 1.71% 180 days dividend penalty
  • Jumbo certificates are also available.  Call (304) 748-8600 for quotes
  • Certificate rates are subject to change daily
  • Dividends are calculated using the Daily Balance Method and credited monthly
  • Dividends may be compounded, deposited to your savings account, or paid by check

    **No additions to the ADD-Vantage or Kid-vantage Certificate can be made 7 days before maturity.

 

 

 

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